A wholesaler reviews data on a tablet from her drivers’ fleet card usage.

For wholesalers managing fleets across regional distribution zones, tracking every fuel transaction with clarity and precision is a necessity. Rising fuel costs, pressure to maintain tight margins and increasing demands for real-time reporting make traditional methods of fuel expense tracking inefficient and unsustainable. Fleet cards are transforming how wholesale companies manage fuel spending, deliver savings, provide oversight and streamline reporting processes.

With WEX, detailed reports can be generated automatically, and all information within the fleet card dashboard can be integrated seamlessly with standard accounting and bookkeeping software.

Cut Costs and Improve Visibility with Smart Fuel Expense Management

Fuel is one of the largest line items in a wholesaler’s operating budget. But without robust tracking and reporting systems, it’s nearly impossible to determine where inefficiencies or overspending are occurring. Fleet cards provide an integrated fuel expense management solution, capturing real-time transaction data and consolidating it into user-friendly dashboards.

For example, the WEX Fleet Card and the WEX FlexCard give businesses access to automatic accounting, detailed receipts and purchase activity reports that break down every transaction by driver, vehicle, location, time of day and more. This visibility helps wholesalers monitor fuel usage, enforce policies and prevent misuse at the pump—ultimately cutting unnecessary expenditures and improving the bottom line.

Streamlined reporting for Audits, Invoices and Accounting

A significant pain point for wholesale operations is reconciling fuel purchases with internal accounting systems. Traditional credit cards and cash require receipt collection, manual data entry and hours of administrative effort. Fleet cards automate this entire process.

With WEX, detailed reports can be generated automatically, and all information within the fleet card dashboard can be integrated seamlessly with standard accounting and bookkeeping software.

Fleet fuel card reports include:

  • Real-time transaction tracking
  • Fuel purchase summaries
  • Tax exemption reports (for qualified businesses)
  • Vehicle-level insights
  • Custom reporting based on routes or driver ID

Having this level of granular detail at your fingertips means better audit readiness, simplified invoice validation, and fewer errors. Wholesalers can stop chasing down lost receipts and instead focus on optimizing fuel strategy across their logistics footprint.

Control and Optimization Tools Empowering Fleet Managers

Fleet cards truly outperform generic payment solutions in terms of their ability to control, plan, and optimize. Fleet managers can set limits based on dollar amount, fuel type, purchase time, or location. For example, a wholesaler can restrict fuel purchases to weekdays during operating hours or disallow convenience store purchases that don’t align with fleet needs.

Driver PINs add an extra layer of security, tracking who made each purchase while discouraging unauthorized use. With 24/7 fraud monitoring and built-in controls to prevent purchases that fall outside of company policy, WEX fuel cards act as both a strategic and protective tool.

These controls reduce wasteful spending and enable smarter planning and forecasting. Wholesalers can analyze usage trends by route or driver, detect anomalies and adjust fleet strategies accordingly.

Savings Beyond the Pump

View of a semi truck driving along its route.

Wholesalers operate on tight margins, and even small savings on recurring expenses can have a compounding effect. WEX Fleet Cards can offer up to 3¢ per gallon in fuel rebates and are accepted at 95% of U.S. gas stations, making it easier to find the best price per gallon without rerouting deliveries or adding mileage.

In addition to fuel rebates, WEX Fleet Card users get access to exclusive discounts on the following:

  • Auto parts and maintenance.
  • Hotel stays for traveling drivers.
  • Business services and logistics tools.

These added benefits free up capital and help wholesalers reinvest in core operations while maintaining the health and performance of their fleet.

Unified Data for Better Decision-making

A significant advantage of fleet cards is centralization. When all fuel data lives in one secure platform, pulling reports, analyzing fuel consumption and allocating costs by department or project becomes significantly more manageable.

With 24/7 fraud monitoring and built-in controls to prevent purchases that fall outside of company policy, WEX fuel cards act as both a strategic and protective tool.

This unified dataset supports strategic initiatives such as:

  • Route efficiency improvements.
  • Budget forecasting and planning.
  • Vehicle replacement timing.
  • Performance reviews for drivers.

Rather than working with fragmented information, wholesalers can get the full story behind fuel usage and make data-driven decisions that improve operations.

Mobile and On-demand Access for Real-time Oversight

Wholesalers often have teams on the move. The WEX mobile app offers immediate access to account data, credit availability, transaction details, and the ability to lock or cancel lost cards. Managers and drivers alike can benefit from features such as:

  • Driver PIN lookup.
  • Scheduled report delivery to email.
  • Alerts for unusual spending or declined transactions.

With tools that travel as fast as your fleet, you can take action from the field instead of waiting until the month-end reconciliation.

Why Wholesalers are Switching to Fleet Cards

Over 300,000 small businesses across the U.S. use WEX fleet cards because they simplify the complex web of fuel purchases, expenditures and reporting. For wholesalers, the shift means:

  • More accurate budgeting and forecasting.
  • Lower administrative overhead.
  • Reduced fraud and unauthorized spending.
  • Integrated tools that scale with operations.

Credit cards and paper-based methods were never designed with fleet logistics in mind. Fleet cards like the WEX FlexCard and WEX Fleet Card bring precision, accountability and actionable insight to one of the most overlooked areas of wholesale operations.

Fuel Data is Business Intelligence

Fuel spending isn’t just a line item — when properly monitored, it’s a rich source of business intelligence. With the right fuel card solution, wholesalers gain the visibility, control, and strategic insight necessary to optimize performance, cut costs and grow more efficiently.

Fleet cards empower businesses to do more than pay at the pump. They transform fuel expense management into a strategic advantage. For wholesalers seeking more clarity in their cost structure, more control over expenses, and more confidence in their data, fleet cards provide a better way forward.

Learn more about how WEX can modernize your fleet operations at wexcard.com.